You may wonder why you haven’t heard about this type of mortgage acceleration or debt management strategy before. You have probably wondered; "if this method of accelerated mortgage and debt repayment is possible why isn't everyone doing it"?   The answer is that hundreds of thousands of homeowners are employing these strategies world wide.  You will have the opportunity to communicate with practioners.  Our "Referral" page gives you opportunity to communicate with our customers. 

Many haven’t heard about this method before because "Truth In Equity" is the first to introduce the strategy on a mass scale and more importantly, the first to provide a meaningful approach.  Our "Truth In Equity Calculator", provides a very accurate projection in finite mathematcal terms.  We take into account ALL potential "what ifs", so you can be certain failure isn't an option.  It is difficult to find a majority of our populous practicing the "Equity Advantage" in the United States because the "Equity Advantage" is somewhat new on the scene.  Additionally, most lenders don't know about it and/or they don't want you to know about it.  We explore and present these reasons within the pages of this website and during the FREE online meeting should you schedule one.

To first understand how to "Get More Out Of What You Own and What You Earn" is to first dispel some of the financial myths we have so faithfully followed for most of our adult lives. We have been taught that conventional banking and borrowing practices were required to be considered prudent financial stewards of our money.  However, we need to look at what we’ve been taught; whose been teaching us and analyzing the benefit both parties derive from this exchange.

Novels can be and have been written on ‘dispelling financial myths’.  We only need to take a glimpse into two of the most common banking practices in use today; checking accounts and mortgages to see how unbalanced our relationship is with our trusted financial advisors and providers.  

Conventional banking and borrowing practices

Calculate the amount of money you have deposited into your checking account over the past five years. For example, if you take home $5,000.00 per month, multiply $5,000.00 times 60 months (five years); that’s $300,000.00. What benefit did you receive for this activity? Convenient use of your money, free checking and online banking?  Where is the true monetary value to you?  Conversely, what benefit did the bank receive?  They took your money and invested it in loans or other investment vehicles, without consulting you first and they kept 99–100% of the profits.  In regards to a reciprocal return of monetary value; it is pretty obvious who is making more prudent use of your hard earned income than you.

Now consider your mortgage. With a conventional 30 year mortgage; after faithfully making payments for 3 years you still owe approximately 97% of what you borrowed.  After 5 years of payments you still owe approximately 93% of what you borrowed.  It will take you approximately 21 years to payoff only HALF of the original loan amount. In addition, no matter how much extra you contribute towards principal your payment will never change.  Yes, you have accelerated the payoff of the mortgage and you will save on interest costs, but to what end?  Do you receive immediate benefit?  You still don’t have any freedom or control of monies contributed.  The principal you have paid back is not readily accessible and the management of those funds is beyond your control.  You have thrown your money into someone else’s treasure chest and you don’t have the key. 

Both of these scenarios are economic staples in America today.  This is not “prudent use of your money” as it pertains to managing debt.  You need to ask yourself if you want to continue in this charade.  YOU can do better. 

If you are a Texas resident there are certain restrictions.  We will be happy to discuss these with you.  We encourage you to continue through all the steps.  We provide a link to a special announcement that pertains to Texas residents only.  Please continue through all steps if you are a Texas resident.